Winnipeg's Independent Insurance Brokers Since 1962

Turnbull-Whitaker is a family-owned brokerage placing home, auto, commercial and travel coverage with more than twenty insurers, from two Winnipeg offices.

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Program

UFCW Local 832 members save 10% or more on home insurance

Authorized provider for the UFCW group home program with Intact. Members, retirees and spouses qualify.

Commercial

A full coverage review before we quote a single line

Contract review, risk analysis and an annual stewardship meeting come standard for business clients.

Personal

Buying a home? We'll get coverage bound on time

We'll talk to your realtor and lender directly to gather what the insurer needs before possession day.

Google rating

4.9★

Client reviews

300+

Turnbull-Whitaker clients are protected by

The
Turnbull-Whitaker
difference

They found a gap in my old commercial policy that would have cost me the building. Nobody else had looked.

JMJordan M.Business owner, St. Boniface

Same broker for eleven years. She calls me before renewal, not after. That's why we stay.

KPKaren P.Homeowner, River Heights

Fast, honest, and they saved us a real amount on the cottage and the boat. Wish we'd switched sooner.

DLDave L.Seasonal property, Lake of the Woods

Got our Autopac, tenant and travel done in one visit. No upsell, just what we actually needed.

ASAisha S.Tenant, St. Vital

When we had the water claim, our broker handled the adjuster so we didn't have to. That's the whole value.

RTRyan T.Homeowner, Charleswood

As a UFCW member the discount was real, and the service was better than the online guys by a mile.

MCMarie C.UFCW member, Transcona

Years in Winnipeg

0.0

Average Google rating

Insurers we quote

Licensed brokers

Personal insurance

Home, condo, tenant, seasonal and rental property. We'll work out what it would actually cost to rebuild and replace, then quote it with the insurers that fit your situation, including specialists in high-value homes.

If you're buying, we understand how tight the timeline gets. We'll speak with your realtor or lender to gather what's needed and have coverage in place before possession.

Get a home quote

Commercial insurance

We review your operations and existing coverage first, then negotiate with top-tier, financially strong insurers for terms tailored to your industry. Property, liability, cyber, D&O, surety, builders risk and fleet.

Every commercial client gets contract review, a risk management plan and an annual stewardship meeting so the program keeps pace as the business changes.

Talk to a commercial broker

UFCW Local 832 members

Turnbull-Whitaker is the authorized provider for the UFCW group home insurance program with Intact. Members, retirees and spouses across Manitoba receive an automatic 10% preferred rating on top of standard discounts.

No financing fees on monthly or three-pay options, the Intact Assistance endorsement added free, and online access to policy details, billing and claim tracking.

Get your member quote

What we cover

Coverage We Work With

Home & condo

Two forms of protection in one policy: loss or damage to the home and its contents, and liability for accidents on the property. We'll help determine real replacement values, walk through deductibles and add-ons like water and sewer backup, and place it with the insurer that best fits your home.
Tenant & rental property

Renters need contents and liability coverage the landlord's policy doesn't provide. Landlords need rental-property coverage that accounts for tenants, vacancy and loss of rent. We handle both, including individual rental condos and multi-unit buildings.
Business & commercial

Property, general liability, umbrella and excess liability, directors and officers, cyber, commercial surety and builders risk. As a privately owned company ourselves, we face many of the same risks our clients do, and we build programs that are ready to respond when something goes wrong.
Vehicle & Autopac

Personal and commercial Autopac, driver licensing and extended coverage beyond the basic plan. Both offices handle Autopac in person, so it can be done in the same visit as the rest of your insurance.
Travel

Manitoba Health doesn't fully protect you once you leave the province, even elsewhere in Canada. Single-trip and annual multi-trip medical, trip cancellation, snowbird coverage and visitors-to-Canada plans from carriers we trust.
Boats, sleds, ATVs & RVs

Summer and winter recreational vehicles, personal watercraft, trailers and the cottage they live at. Packages built so the off-season isn't left uncovered and the trailer on the highway isn't an afterthought.

General liability Directors & officers Property Cyber Umbrella liability Builders risk Surety & bonds Fleet Condo Seasonal & cottage High-value homes Snowmobiles

One broker, every policy

Your life and your business carry more than one kind of risk. We manage the whole coverage stack and the roster of insurers behind it, so you deal with one person who knows the full picture.

Get a quote

Why independent

Advice From People
Who Work For You

We are a 100% independent insurance broker. That means many things, but most importantly, your needs come ahead of an insurance company or a corporate shareholder. We represent multiple insurers, so we can place your policy wherever it's best served and move it when it isn't.

Affordable solutions

Access to competitive pricing from a variety of insurers. We quote the same risk with several markets and show you the trade-offs, not just the cheapest line.

Compare your coverage

Exceptional support

Committed to the highest level of support. As a team, there will always be a member available to you when the need arises, including at claim time.

Talk to a broker

Independent broker

We represent multiple insurers, giving you a wide range of options. No insurer owns us, and no head office decides where your policy goes.

Our story

Extensive coverage

Insurance options to cover just about any scenario: auto, home and tenant, commercial and surety, travel health, recreation and specialty markets.

What we cover

Respect. Education.
Professionalism.

Sixty Years, Two Offices,
One Family Name on the Door

We are proud of our ability to maintain strong relationships with long-term clientele while continuing to grow as an organization. We consider our staff the most valuable asset of the company, because if our employees are taken care of, they will take care of our clients.

Founded

Ray Turnbull opens Ray Turnbull Ltd. on Corydon Avenue and starts writing policies for his neighbours.

1962

Partnership

Bob Whitaker joins as partner. The firm becomes Turnbull-Whitaker and opens its St. Mary's Road office.

1984

Second generation

Bob retires. Ray's daughter Lori King becomes a principal owner alongside her father.

2010

New leadership

Reg Turnbull becomes President, joined by long-time General Manager Brian Warren and commercial broker Rob Depres.

2018

Today

Eighteen-plus brokers and staff across two offices, still privately owned by the family that founded it.

Today

Frequently asked questions

Why work with an independent broker instead of buying direct?

A direct writer can only sell you their own product. An independent broker represents you, compares options from many insurers, and can move your policy when a better fit appears. You also get a person who knows your file when you need to make a claim.

Does it cost more to go through a broker?

No. Brokers are paid by the insurer as part of the premium, and because we quote several markets, clients often end up paying less for better coverage than they had before.

Can you handle my Autopac and driver's licence?

Yes. Both the Corydon and St. Mary's offices are Autopac agents. You can renew, register a vehicle, handle licensing and add extended coverage in the same visit as your home or business insurance.

How fast can I get a quote?

Most requests are answered the same business day. For a home purchase or a commercial program we'll give you a realistic timeline up front and gather what's needed from your realtor, lender or accountant directly.

What happens when I need to make a claim?

Call your broker first. We'll open the claim with the insurer, explain what to expect, and stay involved with the adjuster until it's resolved. You don't have to navigate it alone.

Tell us what you need covered. We'll come back with options.

Corydon office

1465 Corydon Avenue
Winnipeg, MB R3N 0J4

204-488-4547

St. Mary's office

8-1504 St. Mary's Road
Winnipeg, MB R2M 3V7

204-255-8194

Replies during office hours, normally the same business day. No obligation.